Property Damage Losses Homeowners Claims Recovery Process
Our licensed public adjusters are insurance professionals, fluent in your property insurance policy’s language. We work with you throughout the claims process to get your family back home as quickly as possible.
Step 1: Ensure the Safety of Your Family
When disaster strikes, your priorities are making sure your family is safe.
Step 2: Contact a Public Adjuster
Our team will meet with you at a time and location that is most convenient for you.
Step 3: Thorough Review of Your Policy
Our team will conduct a comprehensive review of your policy, noting any restrictions, requirements, and limitations.
Step 4: Creating a Claims Strategy that Works with Your Goals
We sit with you behind closed doors to create and activate the right claims strategy to achieve your immediate and long-term goals.
Step 5: We Take Care of All Insurance-Related Needs
Once we have agreed on a strategy, we:
- Meet with insurance company personnel on-site as often as needed.
- Develop a comprehensive scope of damages (what should be repaired versus replaced).
- Prepare a detailed reconstruction estimate and a detailed bid analysis.
- Prepare a detailed inventory of damaged personal property.
Step 6: Negotiations & Final Settlement
We negotiate the optimal settlement that accurately takes into consideration all damages.
Step 7: Rebuilding, Restoration, Relocation
We negotiate with the insurance company to ensure you can achieve your goals, whether restoring or rebuilding your property or relocating. We will be thrilled to walk with you through the doors of your new home.